Can You Afford to Wait for Healthcare Reform?

ronfreeman-cropRonald Freeman
National Insurance Advisors Agency

Should I Wait for Goverment Healthcare or Purchase My Own?

Some Americans are risking going without health insurance in anticipation of a Government Healthcare Plan, although forgetting that one feature seems to have escaped notice.  How long it will take for us to actually have our “government-option health insurance” once the bill passes into law?

A recent article from the October 21, 2009 National Center for Policy Analysis states “Proponents claim we need reform now to solve an immediate health care crisis, yet the current bill will not actually provide any health care until 2013 at the earliest.”

So the real issue lies in our willingness to risk our financial stability should a serious illness or accident occur, leaving us with expensive medicals bills and potential loss of income.  At least we know when to expect to get our “government healthcare” should our government pass the bill into law. 

Bottom line, healthcare reform is needed, but in the meantime can you afford to go without health insurance?

Here’s a list of typical health insurance premiums available in the state of Michigan. 

Typical  Monthly Health  Insurance  Premiums

Singles
Age 18 – 30    $60 – $155
Age 31 – 45    $85 – $225

Couples
Age 18 – 30    $105 – $250
Age 31 – 45    $160 – $340

Families & Age 45+    $185 – $450+

More information is available at www.niaagency.com, or feel free to call the company’s regional benefit advisor, Ronald Freeman, at (888) 779-3604.

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